In These Conditions, the following expressions shall have the following meanings:

"Advertiser" means the Advertiser or his Agent who books the advertisement and is responsible for payment;

"Advertisement" means the banner advertisement or any other art-form that has been agreed to by both the Advertiser and the Publisher for publication at http://www.gctl8.com ; and/or at Insights Magazine

"News items" means the news content provided by the Advertiser, and agreed to by the Publisher for publication at http://www.gctl8.com, and/or at Insights Magazine, reflecting some event, announcement, development, investment, joint venture, alliance or some activity deemed to be newsworthy for the industry to read about; length of each new item should not exceed 120 words; Publisher may assist advertiser to come up with such news content by providing a set of questions.

"Special Report" is a news report profiling more detailed activities of the Advertiser, and agreed to by the Publisher for publication at http://www.gctl8.com; and/or Insights Magazine. Publisher will provide a standard set of questions to which the Advertiser shall provide the answers. The Publisher will produce an article from the answers for publication at http://www.gctl8.com; and/or Insights Magazine..

"Contract" means the advertising contract made between the Publisher and Advertiser to be executed in the manner stated overleaf and subject to These Conditions;

"Publisher" refers to SY Wong;

"These Conditions" mean the terms and conditions of the Contract stated herein which are the only terms upon which the Publisher is prepared to deal with the Advertiser.

The Advertiser shall indemnify the Publisher against all loss and damage which the Publisher may suffer for publishing the Article including, but not limited to, liability for defamation and violation of intellectual property rights.

All advertisements, news items and Special Report are accepted by the Publisher upon the understanding that all representations or descriptions, therein, are true and accurate. The Advertiser shall indemnify the Publisher against any liability for misrepresentation or false description or any other like liabilities.

Subject to These Conditions, the Publisher shall publish the advertisement, news item or Special Report in the manner specified in this Contract. To avoid doubt, it is hereby declared that the publication of the above-stated advertisement, news item or Special Report in the manner herein provided shall not give rise to a continuous contract between the parties unless the parties have signed a special agreement for the latter. A new contract will have to be made for new insertions.

While the Publisher shall carry out the terms stated in this Contract diligently, the Publisher reserves the right to adjust its charge or to change the manner in publishing the advertisement, news item or Special Report with regard to space, position or frequency of insertion for reasons which are beyond the control of the Publisher. In such an event, the Advertiser will be notified and given the opportunity to cancel such part of this Contract that has not yet been performed upon refund of a due portion of the amount paid under this Contract as full compensation.

Notwithstanding the execution of this Contract, the Advertiser agrees that the Publisher shall have the absolute right to refuse to accede to the Advertiser's request for withholding, cancelling or transferring the publication of the advertisement, news item or Special Report unless the Advertiser has informed the Publisher in writing not less than 6 weeks before the scheduled date of insertion.

Frequency discounts are discretionary and only apply to orders placed in advance and are to be completed within one year from the date of first insertion.

All payments payable by the Advertiser hereunder must be paid promptly in the manner specified herein. If any amount is overdue, the Publisher shall have absolute right to suspend further insertions of any banner advertisements or any other art-form agreed to by both the Advertiser and the Publisher, news items or Special Report if it deems fit. Furthermore, the Publisher shall be entitled to charge interest on any amount overdue at the rate of 2% per month from the date of invoice until the date of payment in full.

All payments must be made in HK dollars or in a currency as specified in the Publishers' invoice, or unless otherwise agreed by the parties hereto.

Notwithstanding anything in These Conditions, neither the Publisher nor the Advertiser shall be liable to each other for any loss or damage occasioned by any legislation, Orders in Council, Act of State, strike of employees, trade dispute, war, riot, fire, force majeure or Act of God which is beyond the control of either party.

The Advertiser shall supply the advertisement banner or any other art-form agreed to by both the Advertiser and the Publisher, news item or Special Report for publication at http://www.gctl8.com and/or Insights Magazine as well as through its email newsletter. The advertising materials, news item or Special Report and Article shall be provided to the Publisher as soon as possible after this Contract is made and in no event later than the deadline stipulated, the Publisher shall have the right to use advertising materials which have been used for the same Advertiser on a previous occasion or cancel this Contract. The Advertiser agrees not to make any claim against the Publisher in such event and undertakes to compensate the Publisher for all loss and damage which the Publisher may suffer if the Publisher has to exercise its right hereunder.

The advertisement banner and or any other art-form agreed to by both the Advertiser and the Publisher, though provided by the Advertiser, must conform to the Publisher's requirements in all respects as outlined in the Publisher's schedule of rates published from time to time. Any additional work involved in adjusting any irregularities of the advertising materials supplied by the Advertiser may be charged by the Publisher.

While the Publisher may help the Advertiser with the art-work design for the banner advertisement, the Publisher may or may not charge the Advertiser for doing the art-work design, depending on the agreement of both parties before the contract is signed. However, the Publisher shall not be liable for any loss or damage to the said materials.

The Publisher shall have the right to retain, destroy or otherwise dispose of all materials related to the banner advertisement, art work design, news item or Special Report once they have been published and the contract period is ended. The right herein provided can be exercised by the Publisher without giving any notice to the Advertiser.

This Contract and These Conditions are governed in all respects by the laws of Hong Kong and by signing this Contract the parties to the same have thereby submitted themselves to the jurisdiction of the Hong Kong Courts.

Save for These Conditions, no other terms and conditions can be incorporated into this Contract unless, the same is in writing and has been signed by both parties to this Contract. Likewise, these Conditions can only be varied or supplemented if such variation or supplement is in writing and has been signed by both parties.

These Conditions embody the entire agreement of the parties hereto and supersede any prior promises, representations, undertakings or implications. For the avoidance of doubt, the Advertiser declares that it enters into this Contract on the basis of These Conditions but not as a result of any representation of the Publisher prior to the signing of this Contract.

While These Conditions are considered by the parties hereto to be reasonable in all the circumstances after consultation, if any provision of These Conditions shall be adjudged to be void or unenforceable, as going beyond what is reasonable, in whole or in part, such provision shall, to that extent, be deemed not to form part of These Conditions and the legality or enforceability of the rest of These Conditions shall not be affected or impaired thereby.

For the avoidance of doubt, the Advertiser hereby declares that it is contracting as principal with the Publisher.